Top 10 Social Security Benefits you should know.

Retirement Benefits

Social Security provides a financial safety net for retirees, offering a steady stream of income based on the individual's work history and earnings.

Disability Benefits

Individuals with qualifying disabilities may receive Social Security Disability Insurance (SSDI) benefits, providing financial support when they are unable to work.

Spousal Benefits

Spouses can receive benefits based on their partner's work record, even if they have little or no work history themselves. This can be especially beneficial for non-working or lower-earning spouses.

Survivor Benefits

In the event of a worker's death, surviving spouses, ex-spouses, and dependent children may be eligible for survivor benefits, offering financial support to the family.

Dependent Children

Children of Social Security beneficiaries, whether biological, adopted, or stepchildren, may qualify for benefits until they reach age 18 or 19 if still in high school.

Maximum Family Benefit

The Maximum Family Benefit ensures that the total amount payable to a family is limited, preventing excessive benefits for large families.

Healthcare Coverage

Individuals receiving Social Security benefits for at least 24 months are eligible for Medicare, providing essential healthcare coverage during retirement.

Spousal Coordination

Couples can strategically coordinate their Social Security claiming to maximize household benefits, considering factors like age, health, and individual earnings.

Delayed Retirement

Individuals who delay claiming Social Security benefits beyond Full Retirement Age can earn delayed retirement credits, resulting in higher monthly payments.

Online Services

Social Security offers a range of online services, allowing individuals to apply for benefits, check their earnings records, estimate future benefits, and manage their accounts conveniently.